@font-face{font-family:"Archivo";src:url("/assets/fonts/archivo.woff2") format("woff2");font-weight:100 900;font-stretch:62% 125%;font-display:swap}
:root{
  --navy:#13284a;
  --navy-deep:#0c1c36;
  --gold:#d2a94e;
  --gold-hover:#e2bd66;
  --ink:#1c2331;
  --slate:#5a6577;
  --line:#d9dee6;
  --mist:#eef1f5;
  --white:#ffffff;
  --wide:"Archivo",Arial,sans-serif;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--wide);font-variation-settings:"wdth" 100;font-size:17px;line-height:1.6;color:var(--ink);background:var(--white)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy)}
a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.container{max-width:var(--max);margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:var(--wide);font-variation-settings:"wdth" 125;font-weight:800;letter-spacing:-.01em;line-height:1.08;margin:0}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:9}

/* header */
.site-head{background:var(--white);border-bottom:1px solid var(--line)}
.site-head .container{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:10px;padding-bottom:10px}
.brand img{width:118px}
.head-actions{display:flex;align-items:center;gap:20px}
.head-phone{font-weight:700;text-decoration:none;color:var(--ink);font-size:16px;white-space:nowrap}
.head-phone span{display:block;font-size:12px;font-weight:500;color:var(--slate)}
.btn{display:inline-block;background:var(--gold);color:var(--navy-deep);font-family:var(--wide);font-variation-settings:"wdth" 110;font-weight:800;font-size:16px;text-decoration:none;border:0;border-radius:4px;padding:14px 22px;cursor:pointer;transition:background .15s}
.btn:hover{background:var(--gold-hover)}
.btn:disabled{opacity:.7;cursor:wait}

/* hero */
.hero-photo{position:relative;height:clamp(300px,52vw,600px);overflow:hidden;background:var(--mist)}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:center 40%}
.hero-photo figcaption{position:absolute;right:16px;top:16px;background:rgba(255,255,255,.92);color:var(--ink);font-size:13px;padding:6px 10px;border-radius:3px}
.hero-body{position:relative}
.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 440px;gap:40px;align-items:start}
.hero-panel{background:var(--navy);color:#fff;padding:44px 44px 40px;margin-top:-150px;position:relative}
.hero-panel h1{font-size:clamp(36px,4.6vw,60px);color:#fff}
.hero-panel .lede{font-size:19px;line-height:1.55;margin:20px 0 0;max-width:34em;color:#dfe6f1}
.facts{list-style:none;padding:0;margin:28px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid rgba(255,255,255,.22)}
.facts li{padding:16px 16px 0 0;font-weight:600;font-size:15px;line-height:1.35}
.facts li+li{padding-left:16px;border-left:1px solid rgba(255,255,255,.22)}
.hero-note{color:var(--slate);font-size:15px;margin:22px 0 0;max-width:40em}

/* form */
.formcard{background:#fff;border:1px solid var(--line);border-top:6px solid var(--gold);padding:26px 26px 22px;margin-top:-220px;position:relative;box-shadow:0 18px 40px -18px rgba(12,28,54,.45)}
.formcard h2{font-size:24px;line-height:1.15}
.formcard .sub{color:var(--slate);font-size:15px;margin:8px 0 18px}
.field{display:block;font-size:14px;font-weight:600;margin-bottom:12px}
.field input{display:block;width:100%;margin-top:5px;padding:12px;border:1px solid #b7c0cd;border-radius:3px;font:inherit;font-weight:400;font-size:16px;color:var(--ink);background:#fff}
.field input:focus{border-color:var(--navy)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.check{display:flex;gap:10px;align-items:flex-start;font-size:12px;line-height:1.5;color:#3d4655;margin:12px 0}
.check input{flex:none;width:18px;height:18px;margin-top:1px;accent-color:var(--navy)}
.formcard .btn{width:100%;margin-top:8px;padding:16px}
.formmsg{font-size:14px;line-height:1.4;margin:12px 0 0;text-align:center}
.formmsg.ok{color:#17703f;font-weight:700}.formmsg.err{color:#b3261e}
.formcard .links{text-align:center;font-size:13px;margin-top:12px}
.hp{display:none!important}

/* sections */
.section{padding:88px 0}
.section h2{font-size:clamp(28px,3.4vw,42px);color:var(--navy);max-width:22ch}
.section .intro{color:var(--slate);font-size:18px;max-width:38em;margin:16px 0 0}

.steps{list-style:none;padding:0;margin:48px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:40px;counter-reset:step}
.steps li{counter-increment:step;border-top:2px solid var(--navy);padding-top:18px}
.steps li::before{content:counter(step);display:block;font-variation-settings:"wdth" 125;font-weight:800;font-size:56px;line-height:1;color:var(--gold);margin-bottom:14px}
.steps h3{font-size:21px;color:var(--navy);margin-bottom:8px}
.steps p{margin:0;color:#3d4655}

.compare-wrap{background:var(--mist)}
.table-scroll{overflow-x:auto;margin-top:40px}
table.compare{width:100%;border-collapse:collapse;background:#fff;min-width:560px}
.compare th,.compare td{text-align:left;padding:16px 20px;border-bottom:1px solid var(--line);vertical-align:top}
.compare thead th{font-variation-settings:"wdth" 115;font-size:16px;font-weight:800;background:#fff}
.compare thead th.us{background:var(--navy);color:#fff}
.compare tbody th{font-weight:600;color:var(--slate);width:22%;font-size:15px}
.compare td.us{font-weight:700;color:var(--navy);background:#f7f9fc}
.compare td{width:39%}

.local{display:grid;grid-template-columns:240px minmax(0,1fr) auto;gap:48px;align-items:center}
.local img{width:240px;border-radius:50%}
.local address{font-style:normal;margin-top:16px;line-height:1.7}
.local .call{font-variation-settings:"wdth" 125;font-weight:800;font-size:clamp(26px,3vw,36px);color:var(--navy);text-decoration:none;white-space:nowrap}

.closing{background:var(--navy);color:#fff;padding:64px 0}
.closing .container{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.closing h2{color:#fff;font-size:clamp(26px,3vw,38px);max-width:20ch}

.site-foot{background:var(--navy-deep);color:#c6cfdd;font-size:14px;padding:40px 0}
.site-foot .container{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.site-foot a{color:#fff}
.site-foot p{margin:4px 0}
.foot-links a{margin-right:18px}

/* legal pages */
.legal{max-width:760px;margin:0 auto;padding:56px 24px 80px}
.legal h1{font-size:clamp(32px,4vw,44px);color:var(--navy)}
.legal h2{font-size:21px;color:var(--navy);margin:34px 0 8px}
.legal p{margin:0 0 12px}
.legal .updated{color:var(--slate);font-size:14px;margin:10px 0 28px}
.legal .callout{border-left:4px solid var(--gold);background:var(--mist);padding:14px 18px}

@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:0}
  .hero-panel{margin-top:-60px;padding:32px 24px}
  .formcard{margin-top:24px}
  .hero-note{margin-bottom:8px}
  .local{grid-template-columns:160px 1fr}
  .local img{width:160px}
  .local .cta-col{grid-column:1/-1}
}
@media (max-width:640px){
  body{font-size:16px}
  .container{padding:0 16px}
  .brand img{width:72px}
  .head-actions .btn{display:none}
  .hero-photo{height:300px}
  .hero-photo figcaption{top:auto;bottom:70px;right:10px;font-size:12px}
  .hero-body .container{padding:0}
  .hero-panel{margin-top:-56px;padding:28px 16px}
  .hero-panel .lede{font-size:17px}
  .facts{grid-template-columns:1fr}
  .facts li,.facts li+li{padding:12px 0;border-left:0;border-bottom:1px solid rgba(255,255,255,.18)}
  .formcard{margin:16px 16px 0;padding:22px 16px 18px}
  .hero-note{padding:0 16px}
  .row2{grid-template-columns:1fr;gap:0}
  .section{padding:60px 0}
  .steps{grid-template-columns:1fr;gap:28px}
  .local{grid-template-columns:1fr;gap:20px}
  .local img{width:150px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}